5 New Year’s Resolutions You Must Take to Improve Your Credit Score
The brand-new year is finally here, which means it’s time to make brand-new resolutions. Aside from going to the gym more often and eating healthier, maybe it’s time to get your financial life in order, too. Why not resolve to improve your credit score this year? Here are some credit solutions to better your credit score in 2022: 1. Check your credit score regularly The best way to maintain good credit is to consistently stay on top of it. Fortunately, this is an easy resolution to commit to. You can check your credit score for free. The major credit bureaus (Experian, Equifax, and TransUnion) provide free access to your credit report every 12 months; however, you can find platforms that allow you to view your scores in less time. For example, Credit Karma updates credit scores from TransUnion and Equifax weekly. Meanwhile, WalletHub provides a comprehensive view of your accounts and balances, sending alerts when your debt load is too high. 2. Avoid late payments Did